Exploring the legislative landscape of California’s Wildfire Insurance

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By Jan Larson and Jenna Conwisar (May 26, 2022 at 5:26 p.m. EDT) – In California, warmer temperatures and longer days mean wildfire season is fast approaching.

This year, Californians are already on edge with unprecedented water restrictions aimed at preventing Southern California from running out of water before summer is over.[1] Thanks to these alarmingly dry conditions, caused by the worst mega-drought in at least 1,200 years, the 2022 wildfire season has the potential to pose exceptional hazards to residents.[2]

Insurance providers have been grappling with state regulators about how to protect California homeowners and business owners while keeping insurers financially viable.[3]

The result was lower limits and dramatic…

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