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Advantages and Opinion of Ferratum loans in 2019


Ferratum Group is a loan provider that operates internationally in various countries in Europe and America. Thanks to an innovative financial technology, this financial institution is a pioneer in online loans in more than 20 countries. The objective of this service is to provide an innovative financial solution capable of helping clients to specify different projects easily and quickly. What is Ferratum? It is a group that strives to provide the best financing service through a simple interface using simple and fast procedures so that any type of client can access them safely.

About online loans

Personal bank loans usually take months to be approved and require a lot of time and documentation since you will have to physically introduce yourself several times to access your loan. The online loans were born to avoid this type of cumbersome process and for you to easily and quickly access the money you need to travel, study, make reforms or pay debts and fines. That is why, if you need money urgently, Ferratum offers you the possibility of controlling your financial life by accessing a flexible and secure loan with clear conditions quickly.

Ferratum loans

While there are different loan offers instantly, Ferratum loans are the most sought after because of their clear conditions and the flexibility to choose the amount of the installments. The advantages of your Ferratum credit are clear: you can get money on the spot, it does not require guarantees or guarantees, the interests are fixed, you can choose the conditions, the whole process is 100% online, you can request it any day of the week at any time , the requirements are minimal and you will have the money you need in your account in less than 10 minutes. If you need money urgently, it is the safest and most practical way to apply for your loan.

How does it work

Ferratum is reliable, and you can calculate the costs without commitment in a safe and clear way as many times as you want. To analyze the different loan situations and choose an amount, term and quota that suits your needs, you should only use the virtual loan simulator. You can use it and change the options as many times as you think necessary and does not imply any type of commitment. New customers may request a maximum of 2,500 pesos and choose a return period of up to 45 days. If you are a recurring customer, the maximum amount to request will be 4500.


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Interest varies since it depends on the amount and term chosen. By using the virtual credit simulator, you will see transparently every important detail such as commissions, interest, fees and total value to be paid. For example, if you want to request 2500 pesos and return it within 30 days, below the simulator you will see that the commission for that request will be 925 pesos, that the maximum CAT is 2803% and that the total amount to be paid will be 3425 pesos. The loans are credited to your account from Monday to Friday during banking hours. If you apply for a loan on a Saturday, it may take 48 hours to get accredited.


If you want to apply for your Ferratum loan and access the lowest interest rates in the market, you must meet the requirements detailed below:

  • Be over 21 years old
  • Be a Mexican resident
  • Have a healthy credit history
  • Have identification IFE, INE
  • Be a bank account holder
  • Be the holder of a cell phone number
  • Have a photo or PSF of your bank account statement

How to apply for the loan

ferratum 2 Requesting and receiving your loan will take less than 10 minutes, just follow these simple steps:

  1. Enter Ferratum.mx and choose the term and amount of the loan
  2. Once satisfied, click on Request My Loan
  3. Complete the form with your personal work and banking information
  4. Your data will be verified instantly after your authorization through the Credit Information Societies of Mexico
  5. If everything is in order, you will receive an email confirming the approval

Note: As an identity verification process you will receive a message with your PIN to be able to access My Account from the Ferratum platform and manage your loan in an organized manner. This PIN will serve you for future loans.

Payment Methods

The simplest way to pay your loan is by deposit or transfer using the data that will be provided. You can also make electronic transfers from your bank. You must always include the Payment Reference Number of your loan. You can pay your loan in advance without commissions and you can opt for the Ferratum extension option. By loan, you will have access to three extensions that will generate an additional commission to the total amount. The extension request can be made by email or through My Account, as long as it is three days before the expiration of payment. If you do not request the extension of payment, you will incur additional charges for late payment and delinquent interest.

Opinions about Ferratum

This is one of the first companies that started offering their online loan services, and you have millions of customers around the world. In Mexico, it has a 4.5 out of 5. In general, users who request their loan with Ferratum do so again in the future and recommend the use of this platform to their acquaintances. Among the opinions, users highlight the ease of the application process, the customer service center’s customer service and the speed and clarity in which the different functions can be viewed from the account. This makes Ferratum a trustworthy company with which you can count on to access your loan safely.

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Money instantly, with minimum requirements and flexible conditions, that is exactly what Ferratum offers. You can choose the amount and term of your loan and see with total transparency the commissions and interest. Access the money you need without leaving your home 100 online. Do not think twice and apply for your Ferratum loans now, it is the most practical way to organize your finances without postponing your plans.